청년햇살론

청년햇살론

청년햇살론

대학생·청년의 고금리 대출을 은행에서 저금리 대출로 전환해주는 대출상품

 
청년햇살론 지원대상

6개월 경과된 15% 이상의 고금리채무를 정상 상환 중인 대학(원)생 및 청년
– 대학(원)생 또는 학점은행제 학습자

* 학점은행제 학습자는 현재 학점은행제 수강중인 29세 이하(군필자 31세)자로 국가평생교육진흥원에서 12학점 이상 학점 인정을 받은 분
– 29세 이하 청년(군필자 31세)

*최근 6개월 이내 대출 연체일수가 90일 이하인 분, 최근 1년 이내 한국신용정보원 신용정보조회표 상 연체 등 정보 등재 이력이 없는 분

 

청년햇살론 지원내용

보증원금 : 최대 1,000만원

*대학생청년 햇살론 생활비 대출, 전환대출 합산 1,000만원까지

대출금리 : 4.5~5.4%

보증요율 : 0.1%

*보증료는 보증신청 후 보증서발급 전까지 일시납입
대출기간 : 최대 7년 (필요시 거치기간 4년 이내)
상환방법 : 원금 균등분할 상환

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